Clothing Retailer Insurance

But every good captain knows the value of having an insurance anchor that protects against stormy waters; that is where we at The Allen Thomas Group come in to provide your retail enterprise with protection. Are you ready to safeguard your retail store with general liability insurance? Are you ready to safeguard your retail store with general liability insurance?

Liquor liability insurance: If your shop sells alcohol, liquor liability coverage will likely be essential in meeting state dram shop laws and protecting against lawsuits. Liquor liability insurance: If your shop sells alcohol, liquor liability coverage will likely be essential in meeting state dram shop laws and protecting against lawsuits.

Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure. Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.

If the customer decides to sue, this policy can also cover your legal expenses, including the cost of hiring a lawyer.
 If the customer decides to sue, this policy can also cover your legal expenses, including the cost of hiring a lawyer.


Let a local agent from The Allen Thomas Group assist in tailoring a plan that best meets the needs of your business - such as Business Policy, Commercial Auto, Workers' Compensation, business life and retirement plans. Your business is unique, and your insurance should reflect that. Cyber criminals are constantly on the lookout for any possible weakness on your website - like an outdated e-commerce feature - which they can exploit to steal customer identity data and cause harm to your bottom line. Our expert retail insurance agents will work closely with you to create a policy that aligns perfectly with your business. Our expert retail insurance agents will work closely with you to create a policy that aligns perfectly with your business.

As a retail shop owner, it may be important to have coverage when traveling overseas for either business purposes or personal travel purposes. Extensive ExperienceWith years of experience in the insurance industry, we've seen it all. Protect yourself as an employer. Protect yourself as an employer.

An agent will help customize it for you! Covered expenses include customer notification (often mandatory), penalties and chargebacks imposed by credit card companies, court-awarded judgments and more.
 With this coverage, lost wages may be replaced, medical treatment paid for and business assets can be safeguarded in case an employee sustains serious injuries at your retail store. With this coverage, lost wages may be replaced, medical treatment paid for and business assets can be safeguarded in case an employee sustains serious injuries at your retail store.

A BOP typically covers:When you own a retail business, your property is priceless. Retailers need general liability insurance for key exposures such as product liability, premises liability, and personal and advertising injury liability. Protect your business when your employees, products or services cause harm to other people or their property. Protect your business when your employees, products or services cause harm to other people or their property.

The best way to get an accurate premium estimate is to consult with our experienced agents. General liability policies provide essential protection from these potential claims or lawsuits that arise as part of conducting their businesses. This type of coverage is also customizable. This type of coverage is also customizable.

The Allen Thomas Group specializes in tailoring insurance solutions to meet the specific needs of retail businesses, whether you run a brick-and-mortar store, a boutique shop, or an online retail empire. How can I make a claim if something happens to my retail business? When a system is hacked or compromised, you risk costly chargebacks, or reputational damage and loss of sales. When a system is hacked or compromised, you risk costly chargebacks, or reputational damage and loss of sales.

While retail business insurance isn't mandatory in the same way auto insurance is, it's highly recommended. Loss of Income Coverage: When disasters strike, and your store needs repairs, you may lose income during the downtime. Here are a few ways a day in retail business could quickly go off track: Since your retail business is as unique as its products, how can you determine the proper coverage? Here are a few ways a day in retail business could quickly go off track: Since your retail business is as unique as its products, how can you determine the proper coverage?

This helps your adjuster assign value to what needs replacing.
 Workers' Compensation insurance: In most states, workers' comp is mandatory for businesses that employ staff. Workers' Compensation insurance: In most states, workers' comp is mandatory for businesses that employ staff.

Speak to your agent about obtaining sufficient coverage. For instance, if your vape pen accidentally cause injury to customers, general liability coverage could cover their medical bills as well as legal costs should they sue. For instance, if your vape pen accidentally cause injury to customers, general liability coverage could cover their medical bills as well as legal costs should they sue.

That's just what you get from a Retail Business Policy with The Allen Thomas Group. EPL+ helps cover your legal expenses as well as potential settlement damages, up to the coverage limit. EPL+ helps cover your legal expenses as well as potential settlement damages, up to the coverage limit.

Each piece represents a different aspect of your operation, from your physical store to your employees, inventory, and liabilities. Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time at your retail store. Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time at your retail store.

It's our business to keep you in business! You can customize liability coverage to fit unique aspects of your business by purchasing additional umbrella policies. Increase your protection with best-in-class enhancements to your retail store policy that deliver additional coverage features and higher limits, including sewer backup, losses resulting from damage to a power supply or overhead utility lines, increased limits for Electronic Data Process Data and Media, and spoilage for perishable goods.
 We also have a team of licensed commercial auto agents who can insure your work vehicles. Employing employees can save the day, yet also expose you to claims of unfair employment practices. Employing employees can save the day, yet also expose you to claims of unfair employment practices.

With a nationwide reach, competitive rates, and a commitment to your success, The Allen Thomas Group is your ideal partner in securing the future of your retail business. You can't run the business, answer the phones and ring up the purchases by yourself. This is only a general description of coverages of the available types of insurance and is not a statement of contract. When you're ready to purchase retail insurance, speak to an agent from The Allen Thomas Group about available coverage options. When you're ready to purchase retail insurance, speak to an agent from The Allen Thomas Group about available coverage options.

Small Business helps protect your bottom line from the costs of failing to prevent unauthorized access to, or use of, customer identity information. This coverage can replace lost net income or pay for ongoing expenses, including payroll or the mortgage, and for relocation expenses if necessary. Once you find the right policy, you can begin coverage in less than 24 hours. At The Allen Thomas Group Group Insurance Services, we provide protection for a range of vehicles and trailers commonly found within retail businesses. At The Allen Thomas Group Group Insurance Services, we provide protection for a range of vehicles and trailers commonly found within retail businesses.