Retail Insurance Broker

Liability insurance can protect your business against accidents that involve customers or visitors to your store, such as injuries from wet floors. Are you prepared to safeguard your retail store with general liability insurance coverage? Retailers usually acquire general liability and product liability policies to protect themselves against customer injuries caused by products sold. We offer insurance by phone, online and through independent agents. We offer insurance by phone, online and through independent agents.

If you advertise, your retail business could be susceptible to advertising injury lawsuits. Retailers may also benefit from considering other policies for retailers, including: Business Owner's Policy (BOP): This bundle combines general liability and commercial property insurance at a reduced rate than purchasing them individually. Our in-house specialists will connect you with a trusted business insurance provider for a personalized retail insurance quote. Our in-house specialists will connect you with a trusted business insurance provider for a personalized retail insurance quote.

Should a customer slip and fall in your store and sustain injuries that require medical treatment or legal fees due to being legally responsible. Protect those who work for you. Employee dishonesty coverage is part of The Allen Thomas Group's BOP offering and should be tailored specifically to your business risks. Employee dishonesty coverage is part of The Allen Thomas Group's BOP offering and should be tailored specifically to your business risks.

Here's why you should choose us as your insurance partner:Personalized ApproachWe take the time to understand your specific needs. Retailers should ensure their policies provide coverage against data breaches, employee dishonesty, employment practices liability and perishable goods as applicable. We'll help you complete the necessary paperwork and support you every step of the way, ensuring a smooth and efficient claims process. We'll help you complete the necessary paperwork and support you every step of the way, ensuring a smooth and efficient claims process.

If you have employees, or even temporary workers you bring on during holiday season, you may be required to provide workers compensation coverage. Retail stores require a Business Owner's Policy that protects them against general liability and property, such as building itself and contents within it, stock either on or away from premises and loss of income. Retail stores require a Business Owner's Policy that protects them against general liability and property, such as building itself and contents within it, stock either on or away from premises and loss of income.

Our goal is to assist in your journey through this maze by answering questions about The Allen Thomas Group as your insurance partner and showing why choosing us as such an informed choice can only bring positive outcomes. Protecting against lawsuits and financial liabilities caused by incidents like customer injury is the primary function of commercial auto insurance policies, making them essential if you operate any vehicles for business use, such as delivery vans. Protecting against lawsuits and financial liabilities caused by incidents like customer injury is the primary function of commercial auto insurance policies, making them essential if you operate any vehicles for business use, such as delivery vans.

If these assets are stolen or damaged, your insurance can replace or repair them, minimizing your losses. As you shop for insurance, here are three types of coverage to consider. As you shop for insurance, here are three types of coverage to consider.

General liability coverage helps shield your business from covered claims and lawsuits that stem from your everyday business operations. General liability insurance protects your shop when a competitor alleges you copied their logo or caused irreparable harm to their reputation. Can I bundle different types of retail insurance? Can I bundle different types of retail insurance?

It typically covers things such as: When operating a retail business, property can become invaluable. If your business owns vehicles, a commercial auto insurance policy can provide valuable financial protection to you and your employees while driving a company-owned vehicle. If your business owns vehicles, a commercial auto insurance policy can provide valuable financial protection to you and your employees while driving a company-owned vehicle.

We believe in a hands-on, personalized approach to ensure you're covered for all contingencies. From florists to furniture stores, many retailers rely on a vehicle or small fleet to get their products to customers. From florists to furniture stores, many retailers rely on a vehicle or small fleet to get their products to customers.

If you operate a small retail shop, combining general liability and commercial property coverage into one Business Owner's Policy may save money compared to purchasing both policies separately. It offers a comprehensive safety net for retailers, including:Employee Protection: Your staff is your valuable asset, and providing them with a safe working environment is a priority. It offers a comprehensive safety net for retailers, including:Employee Protection: Your staff is your valuable asset, and providing them with a safe working environment is a priority.

This information provides only an outline of coverages available for various forms of insurance and is not a contract or statement of agreement. As a retail shop owner, you need insurance coverage tailored to your line of work. As a retail shop owner, you need insurance coverage tailored to your line of work.

Here you’ll find easy explanations for all your questions about coverages, pricing, and more. As a business owner or an employee, there are a number of preventive steps you can take to help keep your company's data secure.
 As a business owner or an employee, there are a number of preventive steps you can take to help keep your company's data secure.


Cover yourself around the world. Retailers make big investments in time and money in their businesses. Retail business insurance from The Allen Thomas Group offers you peace of mind, allowing you to focus on what you do best - serving your customers and growing your business. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism - keeping you running with confidence! Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism - keeping you running with confidence!

Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.
 It helps cover the cost of a data breach or cyberattack. Let a local agent from The Allen Thomas Group help you customize a plan for your business that can include a Business Policy, Commercial Auto, Workers' Compensation, business life, and retirement plans.
 Let a local agent from The Allen Thomas Group help you customize a plan for your business that can include a Business Policy, Commercial Auto, Workers' Compensation, business life, and retirement plans.


Storeowners who’ve experienced problems like these could tell you how important it is to have the right coverage with adequate limits.
 Umbrella insurance provides an additional layer of financial protection over and above the coverage limits of your other liability policies. But every good captain knows the importance of a sturdy insurance anchor to weather the storm. But every good captain knows the importance of a sturdy insurance anchor to weather the storm.